Not long ago Americans lived in a different world with different rules and expectations. This was the wealthiest country on earth and Americans were great savers.
Standard advice to young adults was to get a good job with a pension, save a portion of every paycheck, have a 3 month emergency fund, avoid debt and buy life insurance.
But, the world is different today. Social security may not be around to protect future generations. Most employers have long since abandoned traditional pension plans and retirement has become a "self directed" effort for many Americans. We are no longer saving and planning as we should. According to this Federal Reserve report ...
"Forty-six percent of adults say they either could not cover an emergency expense costing $400, or would cover it by selling something or borrowing money."
Life insurance which was once the cornerstone of a sound financial plan is now widely misunderstood and often overlooked completely.
We believe that life insurance is an important tool that can provide valuable benefits to many people.
Our approach is not to "hard-sell" you on life insurance or talk you into buying something that you cannot afford.
We believe that everyone should take the time to understand life insurance, the different types and benefits and then decide for yourself if it is right for you. More so, if you are young, healthy and think a family is in your future.
If you decide that you want more information, then hopefully you will trust us to help you select the right policy.
If you are concerned with:
- Providing for your family
- Protecting your assets
- Planning for college expenses
- Long term care
- Disability coverage
Let us know, fill out this form and learn more right now!